Financing

Promotional Financing Available

Bedding Mart has several methods of payment which include:

Buy Online Now with Klarna. Get up to 36 Months 0% Financing & start sleeping better tonight! Learn More

Finance your mattress through Klarna for Better Health thru Better Sleep® today. Offers start at 0% APR if paid in full within 12, 18, 24 or 36 months!* Bedding Mart has partnered with Klarna to provide financing for your online mattress purchases. It's simple and easy, no credit cards or bank accounts required.

 

Buy Online Now with a challenging credit history. Hassle free. No papers needed. Wide range of credit scores accepted.

GetFinancing™ for your purchases at Bedding Mart. Hassle Free. No papers needed. Obtain instant financing from numerous lending sources. Buy Now choosing GetFinancing™ at Bedding Mart's checkout page. Wide range of credit scores accepted. Click learn more & select your credit score range for an eligibility estimate.

 

In-Store Financing Options. We offer Amazing 0% Financing Options Below. Apply Now for Instant Approval, then visit a Bedding Mart near you to finalize your selection and complete your purchase in-store

1. Cash or Check: We accept cash, and we accept checks which include a home phone number, work phone number, and drivers license number.
2. Credit Cards: We accept Visa, MasterCard, American Express, and Discover. When making a purchase by credit card you must present valid identification.
3. Layaway Program: We offer a flexible layaway plan to fit everyone's budget.
4.No Interest if Paid in Full within 6, 9, 12, 18, or 24 Months*
On purchases made with your Synchrony Financial credit card account every day. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required.
No Interest for 24, 36, or 48 Months**
On purchases made with your Synchrony Financial credit card account every day. 24, 36, or 48 equal monthly payments required. Minimum monthly payments required

Purchases of $1998 or more qualify for 48 month offer
Purchases of $1498 or more qualify for 36 month offer
Purchases of $998 or more qualify for 24 month offer

Subject to credit approval

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 9, 12, 18, or 24 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

**Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

 

Lease Options. No Credit Needed

Bad Credit.. No Credit.. No Problem! No Credit Needed Lease Options Available. Apply Now for Pre-Approval & stop by your nearest Bedding Mart location to make your selection and complete your purchase

 1. No credit Needed
2. Easy terms
3. Great option for people with a challenging credit history
4. 90 day payment option