Financing

Promotional Financing Available

Bedding Mart has several methods of payment which include:

  1. Cash or Check: We accept cash, and we accept checks which include a home phone number, work phone number, and drivers license number.
  2. Credit Cards: We accept Visa, MasterCard, American Express, and Discover. When making a purchase by credit card you must present valid identification.
  3. Layaway Program: We offer a flexible layaway plan to fit everyone's budget.
  4. Financing: We offer several types of financing from No Interest Financing to Fixed Rate APR Financing. See the available options below.

 

Buy Online Now with Klarna. Get up to 36 Months Financing today!

Finance your purchase through Klarna for Better Health thru Better Sleep® today. Bedding Mart has partnered with Klarna to provide financing for your online purchases. It's simple and easy, no credit cards or bank accounts required.

 

Buy Online Now with Affirm. Get up to 36 Months Financing today!

With Affirm, you can choose from smarter payment options - like 4 interest-free payments or monthly payments. Purchase options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

 

Synchrony HOME™ Online & In-Store No Interest Financing Options. We offer Amazing 0% Financing Options Below. Apply Now for Instant Approval, then Complete Your Purchase Online or visit a Bedding Mart near you to finalize your selection and complete your purchase in-store. 

Deferred Interest for 6, or 12 Months Minimum Monthly Payments* On purchases made with your Synchrony HOME™ credit card account every day. Interest will be charged to your account from the purchase date if the purchase is not paid in full within the promotional period. Minimum monthly payments required.

     Online Purchases of $598 or more qualify for 12 month offer
     Online Purchases of $298 or more qualify for 6 month offer

Subject to credit approval

No Interest for 12, 24, 36, 48 or 60 Months Equal Monthly Payments** On purchases made with your Synchrony HOME™ credit card account every day. Interest will be charged to your account from the purchase date if the purchase is not paid in full within the promotional period. 12, 24, 36, 48 or 60 equal monthly payments required.

     Online Purchases of $1998 or more qualify for 60 month offer
     Online Purchases of $1498 or more qualify for 36 month offer
     Online Purchases of $598 or more qualify for 12 month offer

Subject to credit approval

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 9, 12, 18, or 24 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

**Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

 

Lease Options. No Credit Needed

No Credit Needed Leasing Through Progressive Leasing, Lease Purchase Available. Apply Now for Pre-Approval & stop by your nearest Bedding Mart location to make your selection and complete your purchase

  1. No credit Needed
  2. Easy terms
  3. 90 day payment option




90-DAY PURCHASE OPTION: Standard agreement
offers 12 months to ownership. 90-day purchase options cost more than the
retailer’s cash price (except 3-month option in CA). To purchase early call
877-898-1970.